Real Estate Specialist serving Texas since 1984

Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months.

We've seen it all. And we understand how you feel. Buying a home is a big investment. We can be there with you every step of the way. Our company has been in this business for a long time, and we invite you to put our experience and expertise to work for you.

                                          A FEW POINTS TO REMEMBER

  * Check your Credit. There are many free sites available. If your credit is not as good as you    need it to be. Go to www.creditrepair re-score.com and let them help you

  *  Check your available funds for down payment and closing cost. FHA require 3.5% down and different lenders charge different closing cost. FHA allows gift letter from a relative.

  *  Prepare your offer. You should contact a Realtor to represent you. Representation can help you from making a costly mistake.

  *  Apply for a loan. Make sure that your loan officer stays in contact with you and is available and  willing to answer your questions and most of all is disclosing all your cost.

  * Contact movers and utility companies and prepare for your new life.

  *  Request to see the closing statement before you go to the table to sign.

  *  Do a walk through of the new home before you go to the table to sign.

  *  ENJOY YOUR NEW HOME AND YOUR NEW NEIGHBORHOOD

                                            Kamilla and Jerry Kirch

 

 

Kamilla Kirch
Broker TX #0310875
All American Realtors
5910 paige Rd Ste. D
The Colony, tx 75056
email: kamillakirch@gmail.com
Fax: 214-975-2999
Office: 972-625-8088
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Mortgage News Daily


Mortgage Rates Move Higher Before Jobs Data - 11 hours ago
Posted To: Mortgage Rate WatchWhat a boring day in the markets! Stocks added to yesterday's gains and bonds added to their losses. This pushed mortgage rates marginally higher. The best 30 year fixed mortgage rates are still in the 4.125% to 4.375% range for well-qualified consumers, but less lenders are offering rates below 4.25% today. If your lender is still willing to offer a rate below 4.25%, your closing costs are about 25bps higher today (0.25% of your loan amount). AQ's comments from yesterday still apply... We're not panicking over this sell off. There has been no change in our fundamental economic outlook, we see no new reason to be optimistic about a rapid recovery. What we witnessed today was a technical adjustment, an adjustment that could reverse course on Friday morning if the Employment Situation Report...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.



All American Realtors - 5910 paige Rd Ste. D - The Colony, tx 75056
email: kamillakirch@gmail.com Fax: 214-975-2999 Office: 972-625-8088

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We are located at 5910 Paige Rd in The Colony, TX 75056 

     


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