| Real Estate Specialist serving Texas since 1984
Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months.
We've seen it all. And we understand how you feel. Buying a home is a big investment. We can be there with you every step of the way. Our company has been in this business for a long time, and we invite you to put our experience and expertise to work for you.
A FEW POINTS TO REMEMBER
* Check your Credit. There are many free sites available. If your credit is not as good as you need it to be. Go to www.creditrepair re-score.com and let them help you
* Check your available funds for down payment and closing cost. FHA require 3.5% down and different lenders charge different closing cost. FHA allows gift letter from a relative.
* Prepare your offer. You should contact a Realtor to represent you. Representation can help you from making a costly mistake.
* Apply for a loan. Make sure that your loan officer stays in contact with you and is available and willing to answer your questions and most of all is disclosing all your cost.
* Contact movers and utility companies and prepare for your new life.
* Request to see the closing statement before you go to the table to sign.
* Do a walk through of the new home before you go to the table to sign.
* ENJOY YOUR NEW HOME AND YOUR NEW NEIGHBORHOOD
Kamilla and Jerry Kirch
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